Don't Take It Into 2027 | Learn With JayTee

LWJ

Learn WithJayTee

3 rounds · $129

Don't take itinto 2027

Three full rounds of Fast Track credit repair, $699 $129. Start before the new year instead of starting over in it.

Set up in the next 10 minutes. Your onboarding steps appear on the confirmation page the second you pay, and get texted and emailed to you at the same time.

Initial results in as little as 7–21 days. Timeline based on 500+ previous client results. Individual results vary and are not guaranteed. Credit monitoring ($39/month, billed by the monitoring service) is required for the duration of the program.

You've been saying next year for two years.

Same collections. Same charge-offs. Same late payments you meant to handle last January.

Nothing about January 1st deletes anything. The ball drops and your report wakes up exactly the same.

The only thing that changes it is starting. And starting takes 90 days, which is why December matters more than January.

What you get for $129

+3 rounds of Fast Track credit repair
+3-bureau inquiry removal
+24/7 client portal
+Personal rebuilding strategy
+Realtor, auto dealer/lender or funding placement on completionThe part nobody else gives you. We hand you off to the person who can actually close you.

$699

$129

Credit repair · 3 rounds

Save $570 off standard pricing

Plus credit monitoring at $39/month, billed by the monitoring service and required for the whole program. It's how we see your live report — without it we can't dispute anything.

Six years. 1,000+ profiles.

$11M+ in debt removed from consumer reports. Here's what that looks like on the other side.

$60,000 auto loan approvedQualified up to $75,000 on the same application

717 and 721, both bureausUp 152 points TransUnion, 145 points Equifax

705 across the boardUp 133 points TransUnion, 134 points Equifax

643 and climbingUp 151 points TransUnion, 126 points Equifax

This only works if you do these four things

Have a clear goal you're working toward in the next 90 days

Follow every direction given by LWJ Credit Services

Keep credit monitoring active ($39/month) for the entire program

Don't apply for anything without approval first

If you can't commit to all four, save your $129. This isn't for you.

Questions people ask before they start

How soon can I actually start?

Right now. The whole onboarding is automated — the second your payment clears, your setup steps are on the confirmation page, and the same steps get texted and emailed to the number and address you check out with.

Nothing waits on business hours and nothing is done by hand. Most people are fully set up within ten minutes of paying.

What does credit monitoring cost, and do I really need it?

Credit monitoring is $39 per month and it's required for the entire time we're working your file. It's billed by the monitoring service directly, not by us, and it's separate from the $129.

It's not optional and it's not an upsell. It's how we see your live report — what changed, what got deleted, and what came back. Without it we're disputing blind. If it lapses in the middle of a round, your file stops until it's back on.

So budget for $129 today plus $39 a month while the program runs.

Is this a monthly payment?

Not from us. The $129 is one payment and it covers all three rounds. We don't bill you again, there's no subscription on our side, and nothing renews.

The credit monitoring is a different story. That's $39 every month, billed by the monitoring service, and it has to stay active the entire time we're working your file. It is a monthly commitment.

If you can't hold $39 a month right now, don't enroll. That's not us being harsh — without monitoring we can't work your file at all, and you'd be paying $129 for something that stops the moment it lapses. Come back when you can carry it.

What happens after round three?

You get your rebuilding strategy and a handoff to the realtor, dealer or funding partner that matches your goal. If anything's still outstanding you'll have the option to continue at standard pricing — no obligation.

New year.
Same report?

Three rounds, inquiry removal, a rebuild plan and a warm handoff to the person who can approve you. $129 instead of $699, and you're set up ten minutes after you pay.

Start my 3 rounds — $129

Every week you sit on this pushes round 3 further into 2027. The work doesn't start until you do.

LWJ Credit Services

$129 covers three rounds of credit repair service. Credit monitoring is $39 per month, billed separately by the monitoring service, and is required for the duration of the program. Results timeline based on 500+ previous client results. Individual results may vary and are not guaranteed. No specific score increase, deletion or lending approval is promised. Placement with a realtor, dealer, lender or funding partner is an introduction only and does not guarantee approval. Scores shown are VantageScore 3.0 from consumer credit monitoring and may differ from the FICO scores used by lenders.

$1293 rounds of repair

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